Pradhan Mantri Awas Yojana 2016 – Online Application, Price Details:
- 1 Pradhan Mantri Awas Yojana 2016 – Online Application, Price Details:
- 2 Pradhan Mantri Awas Yojana (Housing for All – Urban):
- 2.1 Beneficiaries
- 2.2 Implementation Methodology
- 2.3 GET INSTANT HOME LOAN QUOTES ONLINE
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Pradhan Mantri Awas Yojana (Housing for All – Urban):
The Hon’ble President of India, in his address to the Joint Session of Parliament on 9th June, 2014 had announced “By the time the Nation completes 75 years of its Independence, every family will have a pucca house with water connection, toilet facilities, 24×7 electricity supply and access.” Hon’ble Prime Minister envisioned Housing for All (HFA) by 2022 when the Nation completes 75 years of its Independence. In order to achieve this objective, Central Government has launched a comprehensive mission “Housing for All by 2022”.
The programme is launched by the Ministry of Housing and Urban Poverty Alleviation (MoHUPA).
- The mission seeks to address the housing requirement of urban poor including slum dwellers. A slum is defined as a compact area of at least 300 people or about 60 – 70 households of poorly built congested tenements in unhygienic environment usually with inadequate infrastructure and lacking in proper sanitary and drinking water facilities.
- Beneficiaries include Economically weaker section (EWS) and low-income groups (LIGs). The annual income cap is up to Rs 3 lakh for EWS and Rs 3-6 lakh for LIG. EWS category of beneficiaries is eligible for assistance in all four verticals of the Missions whereas LIG category is eligible under only Credit linked subsidy scheme (CLSS) component of the Mission.
- For identification as a EWS or LIG beneficiary under the scheme, an individual loan applicant will submit self-certificate/ affidavit as proof of income. (paragraph 5.10).
- A beneficiary family will comprise husband, wife, unmarried sons and/or unmarried daughters.
- The beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India to be eligible to receive central assistance under the mission.
- States/UTs, at their discretion, may decide a cut-off date on which beneficiaries need to be resident of that urban area for being eligible to take benefits under the scheme.
At the slum decadal growth rate of 34%, the slum households are projected to go upto 18 million. 2 million non-slum urban poor households are proposed to be covered under the Mission. Hence, total housing shortage envisaged to be addressed through the new mission is 20 million.
The Mission will be implemented through four verticals giving option to beneficiaries, ULBs and State Governments. These four verticals are as below.
“In Situ Slum Redevelopmet
This vertical will be implemented with a concept “Land as a resource” with private sector participation for providing houses to eligible slum dwellers. Slums, whether on Central Government land/State Government land/ULB land, Private Land, should be taken up for “in-situ” redevelopment for providing houses to all eligible slum dwellers. Slums so redeveloped should compulsorily be denotified.
Slum rehabilitation grant of Rs. 1 lakh per house, on an average, would be admissible for all houses built for eligible slum dwellers in all such projects.